⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Professional · $50,000/yr cap

Wilmington UniversityLaw (JD)

Annual Funding Gap$0
Federal Cap Unfunded Gap

Total Cost of Attendance: $48,836/yr · Federal Loan Cap: $50,000/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at Wilmington University studying Law (JD) face a maximum federal Direct Loan cap of $50,000 per year.

At $48,836/yr, this program falls within the federal loan cap — meaning students can fully fund tuition, fees, and living expenses through federal Direct Loans alone.

Cost of Attendance Summary

Annual Cost of Attendance$48,836
Federal Loan Cap (Professional)$50,000
Annual Funding Gap$0
Total Funding Gap (3 years)$0

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
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Frequently Asked Questions

What is the federal loan limit for Wilmington University Law (JD) students?

Under the OBBBA (effective July 1, 2026), Wilmington University Law (JD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.

Can I still get a Grad PLUS loan for Wilmington University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Wilmington University Law (JD) cost per year?

The total cost of attendance for Wilmington University Law (JD) is $48,836 per year. Over the full 3-year program, the total cost is $146,508.