Articles & Guides
Funding strategies, cost comparisons, and policy analysis for law school students.
Part-Time Law: Why Your Federal Loan Could Be Cut to $10,250
The 2026 OBBBA prorates federal loans for part-time law students. A half-time JD student gets just $25,000/year against $55,000+ costs. Calculate your gap.
Why Law Gets $50,000/Year While Some Health Programs Get Only $20,500
Law degrees get a $50,000/year federal loan cap while other graduate programs get $20,500. Learn why degree classification, not cost, sets your limit.
The $376,400 Degree: Ranking the Most Expensive Law Programs in 2026
The most expensive law programs in 2026 cost up to $376,400. See the top 20 ranked by cost, with gaps reaching $217,731.
Law Programs Where Federal Loans Still Cover Everything in 2026
69 of 393 law programs stay under the $50,000 federal loan cap in 2026. See the full list of affordable law programs that don't require private loans.
Transferring Law Programs? Grandfathering Rules Explained
Transferring law schools in 2026 can void your grandfathered Grad PLUS eligibility, dropping your cap to $50,000/year.
2026 Federal Loan Limit for Law: $50,000 Cap Explained
The 2026 law federal loan limit is $50,000/year under OBBBA. With the median law program at $66,097/year, that leaves a $29,970 annual gap.
The $257,500 Wall: Why Law Students Run Out of Federal Funding
Law students borrowing $50,000/year hit the $200,000 aggregate cap in year 5. See how the $257,500 lifetime limit creates a cliff.
$106,266 Annual Gap: Law Largest Funding Gaps (2026)
82.4% of law programs exceed the new $50K federal cap. The largest law funding gap in 2026 is $106,266/year. See the full data for 393 programs.
Is Law Worth the Debt? The 2026 ROI Analysis Every Applicant Needs
Is law worth the debt in 2026? The worst law program debt-to-income ratio hits 3.76:1. See ROI data for 393 programs and find your funding gap.
The $115,560 Out-of-State Penalty: In-State vs. Out-of-State Law Costs
In-state vs out-of-state law cost differences reach $115,560. See which 20 JD programs carry the biggest residency surcharges.
Every Law Program Ranked by Total Cost (2026)
We ranked 393 law programs by total cost in 2026. The median is $167,840, and 82.4% exceed the new $50K federal cap. Find your program's funding gap.
BigLaw vs. Public Interest: How Your Career Path Changes the Loan Math
BigLaw ($225K) vs. public interest ($55K): how the bimodal salary split changes your law school debt math after the $50K federal cap.