Michigan State UniversityLaw (LLM)
Total Cost of Attendance: $48,677/yr · Federal Loan Cap: $20,500/yr
Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Michigan State University studying Law (LLM) face a maximum federal Direct Loan cap of $20,500 per year.
The annual cost of attendance is $48,677, resulting in a $28,177 gap each year. Students will need alternative funding sources beyond federal loans.
Cost of Attendance Summary
| Annual Cost of Attendance | $48,677 |
| Federal Loan Cap (Graduate) | $20,500 |
| Annual Funding Gap | $28,177 |
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Tuition vs fees vs living, fee-by-fee detail, and in-state/out-of-state comparison for Michigan State University Law (LLM) — sent to your inbox.
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These numbers assume…
- × Full-time enrollment
- × No scholarships or grants
- × No prior federal student debt
- × Out-of-State residency status
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In-State vs. Out-of-State
In-State (Resident)
| Total COA | $46,247 |
| Annual Gap | $25,747 |
Out-of-State (Non-Resident)
| Total COA | $48,677 |
| Annual Gap | $28,177 |
Out-of-state students face a $2,430 larger gap per year due to non-resident tuition surcharges.
Your situation is different. Scholarships, residency, prior debt, and part-time enrollment all change your numbers.
Recalculate for Michigan State University →Need to Cover This Gap?
Michigan State University Law (LLM) students typically need $28,177 in private loans over 1 year to bridge the gap between federal aid and cost of attendance.
| Lender | Est. Rate Range | Loan Type | |
|---|---|---|---|
| Lender A | 4.99% – 12.78% APR | Variable & Fixed | Coming Soon |
| Lender B | 5.24% – 14.49% APR | Fixed | Coming Soon |
| Lender C | 4.49% – 13.99% APR | Variable & Fixed | Coming Soon |
Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.
Frequently Asked Questions
What is the federal loan limit for Michigan State University Law (LLM) students?
Under the OBBBA (effective July 1, 2026), Michigan State University Law (LLM) students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.
Can I still get a Grad PLUS loan for Michigan State University?
No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.
How much does Michigan State University Law (LLM) cost per year?
The total cost of attendance for Michigan State University Law (LLM) is $48,677 per year. Over the full 1-year program, the total cost is $48,677.
What is the funding gap for Michigan State University Law (LLM)?
The annual funding gap is $28,177, calculated as the difference between the total cost of attendance ($48,677) and the federal loan cap ($20,500). This is below the national median of $53,584 for Law (LLM) programs.