⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

Thomas M Cooley Law SchoolLaw (LLM)

Annual Funding Gap$60,254
Federal Cap Unfunded Gap

Total Cost of Attendance: $80,754/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Thomas M Cooley Law School studying Law (LLM) face a maximum federal Direct Loan cap of $20,500 per year.

With a total cost of attendance of $80,754/yr, that leaves a $60,254 annual funding gap. Students will need to cover this shortfall through private loans, institutional aid, scholarships, or personal funds.

Cost of Attendance Summary

Annual Cost of Attendance$80,754
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$60,254

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
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Need to Cover This Gap?

Thomas M Cooley Law School Law (LLM) students typically need $60,254 in private loans over 1 year to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Thomas M Cooley Law School Law (LLM) students?

Under the OBBBA (effective July 1, 2026), Thomas M Cooley Law School Law (LLM) students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Thomas M Cooley Law School?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Thomas M Cooley Law School Law (LLM) cost per year?

The total cost of attendance for Thomas M Cooley Law School Law (LLM) is $80,754 per year. Over the full 1-year program, the total cost is $80,754.

What is the funding gap for Thomas M Cooley Law School Law (LLM)?

The annual funding gap is $60,254, calculated as the difference between the total cost of attendance ($80,754) and the federal loan cap ($20,500). This is above the national median of $53,584 for Law (LLM) programs.