⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Graduate · $20,500/yr cap

Georgia State UniversityLaw (LLM)

Annual Funding Gap$60,933
Federal Cap Unfunded Gap

Total Cost of Attendance: $81,433/yr · Federal Loan Cap: $20,500/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, graduate students at Georgia State University studying Law (LLM) face a maximum federal Direct Loan cap of $20,500 per year.

With a total cost of attendance of $81,433/yr, that leaves a $60,933 annual funding gap. Students will need to cover this shortfall through private loans, institutional aid, scholarships, or personal funds.

Cost of Attendance Summary

Annual Cost of Attendance$81,433
Federal Loan Cap (Graduate)$20,500
Annual Funding Gap$60,933

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$60,451
Annual Gap$39,951

Out-of-State (Non-Resident)

Total COA$81,433
Annual Gap$60,933

Out-of-state students face a $20,982 larger gap per year due to non-resident tuition surcharges.

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Need to Cover This Gap?

Georgia State University Law (LLM) students typically need $60,933 in private loans over 1 year to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Georgia State University Law (LLM) students?

Under the OBBBA (effective July 1, 2026), Georgia State University Law (LLM) students can borrow up to $20,500 per year in federal Direct Loans. This is the graduate annual cap. The aggregate lifetime limit is $100,000 for graduate students.

Can I still get a Grad PLUS loan for Georgia State University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($20,500/year for graduate programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Georgia State University Law (LLM) cost per year?

The total cost of attendance for Georgia State University Law (LLM) is $81,433 per year. Over the full 1-year program, the total cost is $81,433.

What is the funding gap for Georgia State University Law (LLM)?

The annual funding gap is $60,933, calculated as the difference between the total cost of attendance ($81,433) and the federal loan cap ($20,500). This is above the national median of $53,584 for Law (LLM) programs.