⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Professional · $50,000/yr cap

West Virginia UniversityLaw (JD)

Annual Funding Gap$17,278$51,834 over 3 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $67,278/yr · Federal Loan Cap: $50,000/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at West Virginia University studying Law (JD) face a maximum federal Direct Loan cap of $50,000 per year.

The annual cost of attendance is $67,278, resulting in a $17,278 gap each year ($51,834 total over 3 years). Students will need alternative funding sources beyond federal loans.

Cost of Attendance Summary

Annual Cost of Attendance$67,278
Federal Loan Cap (Professional)$50,000
Annual Funding Gap$17,278
Total Funding Gap (3 years)$51,834

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$47,982
Annual Gap$0

Out-of-State (Non-Resident)

Total COA$67,278
Annual Gap$17,278

Out-of-state students face a $17,278 larger gap per year due to non-resident tuition surcharges.

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Need to Cover This Gap?

West Virginia University Law (JD) students typically need $51,834 in private loans over 3 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for West Virginia University Law (JD) students?

Under the OBBBA (effective July 1, 2026), West Virginia University Law (JD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.

Can I still get a Grad PLUS loan for West Virginia University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does West Virginia University Law (JD) cost per year?

The total cost of attendance for West Virginia University Law (JD) is $67,278 per year. Over the full 3-year program, the total cost is $201,834.

What is the funding gap for West Virginia University Law (JD)?

The annual funding gap is $17,278, calculated as the difference between the total cost of attendance ($67,278) and the federal loan cap ($50,000). Over the full 3-year program, the total gap is $51,834. This is below the national median of $22,599 for Law (JD) programs.