⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Professional · $50,000/yr cap

University of Missouri-Kansas CityLaw (JD)

Annual Funding Gap$0
Federal Cap Unfunded Gap

Total Cost of Attendance: $37,192/yr · Federal Loan Cap: $50,000/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at University of Missouri-Kansas City studying Law (JD) face a maximum federal Direct Loan cap of $50,000 per year.

At $37,192/yr, this program falls within the federal loan cap — meaning students can fully fund tuition, fees, and living expenses through federal Direct Loans alone.

Cost of Attendance Summary

Annual Cost of Attendance$37,192
Federal Loan Cap (Professional)$50,000
Annual Funding Gap$0
Total Funding Gap (2 years)$0

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Full-Time residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$39,465
Annual Gap$0

Out-of-State (Non-Resident)

Total COA$43,065
Annual Gap$0

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Frequently Asked Questions

What is the federal loan limit for University of Missouri-Kansas City Law (JD) students?

Under the OBBBA (effective July 1, 2026), University of Missouri-Kansas City Law (JD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.

Can I still get a Grad PLUS loan for University of Missouri-Kansas City?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does University of Missouri-Kansas City Law (JD) cost per year?

The total cost of attendance for University of Missouri-Kansas City Law (JD) is $37,192 per year. Over the full 2-year program, the total cost is $74,384.