⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Professional · $50,000/yr cap

Ohio Northern UniversityLaw (JD)

Annual Funding Gap$3,722$11,166 over 3 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $53,722/yr · Federal Loan Cap: $50,000/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at Ohio Northern University studying Law (JD) face a maximum federal Direct Loan cap of $50,000 per year.

With a cost of attendance of $53,722/yr, the gap is $3,722 per year ($11,166 total). While modest by national standards, this still requires planning to cover.

Cost of Attendance Summary

Annual Cost of Attendance$53,722
Federal Loan Cap (Professional)$50,000
Annual Funding Gap$3,722
Total Funding Gap (3 years)$11,166

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
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Need to Cover This Gap?

Ohio Northern University Law (JD) students typically need $11,166 in private loans over 3 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Ohio Northern University Law (JD) students?

Under the OBBBA (effective July 1, 2026), Ohio Northern University Law (JD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.

Can I still get a Grad PLUS loan for Ohio Northern University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Ohio Northern University Law (JD) cost per year?

The total cost of attendance for Ohio Northern University Law (JD) is $53,722 per year. Over the full 3-year program, the total cost is $161,166.

What is the funding gap for Ohio Northern University Law (JD)?

The annual funding gap is $3,722, calculated as the difference between the total cost of attendance ($53,722) and the federal loan cap ($50,000). Over the full 3-year program, the total gap is $11,166. This is below the national median of $22,599 for Law (JD) programs.