⚠ Policy change effective July 1, 2026: Grad PLUS loans eliminated for new borrowers. Read the law →
Professional · $50,000/yr cap

Brigham Young UniversityLaw (JD)

Annual Funding Gap$7,296$21,888 over 3 years
Federal Cap Unfunded Gap

Total Cost of Attendance: $57,296/yr · Federal Loan Cap: $50,000/yr

Under the One Big Beautiful Bill Act (OBBBA), which takes effect July 1, 2026, professional students at Brigham Young University studying Law (JD) face a maximum federal Direct Loan cap of $50,000 per year.

With a cost of attendance of $57,296/yr, the gap is $7,296 per year ($21,888 total). While modest by national standards, this still requires planning to cover.

Cost of Attendance Summary

Annual Cost of Attendance$57,296
Federal Loan Cap (Professional)$50,000
Annual Funding Gap$7,296
Total Funding Gap (3 years)$21,888

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These numbers assume…

  • × Full-time enrollment
  • × No scholarships or grants
  • × No prior federal student debt
  • × Out-of-State residency status
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In-State vs. Out-of-State

In-State (Resident)

Total COA$41,304
Annual Gap$0

Out-of-State (Non-Resident)

Total COA$57,296
Annual Gap$7,296

Out-of-state students face a $7,296 larger gap per year due to non-resident tuition surcharges.

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Need to Cover This Gap?

Brigham Young University Law (JD) students typically need $21,888 in private loans over 3 years to bridge the gap between federal aid and cost of attendance.

LenderEst. Rate RangeLoan Type
Lender A4.99% – 12.78% APRVariable & FixedComing Soon
Lender B5.24% – 14.49% APRFixedComing Soon
Lender C4.49% – 13.99% APRVariable & FixedComing Soon

Rates shown are illustrative ranges and not a guarantee of any specific rate. Actual rates depend on creditworthiness, cosigner status, and loan terms. Check with individual lenders for current rates. Advertising disclosure applies.

Frequently Asked Questions

What is the federal loan limit for Brigham Young University Law (JD) students?

Under the OBBBA (effective July 1, 2026), Brigham Young University Law (JD) students can borrow up to $50,000 per year in federal Direct Loans. This is the professional annual cap. The aggregate lifetime limit is $200,000 for professional students.

Can I still get a Grad PLUS loan for Brigham Young University?

No. Starting July 1, 2026, the Grad PLUS loan program is eliminated under the OBBBA. All graduate and professional students are subject to fixed annual borrowing caps ($50,000/year for professional programs). Students who need additional funding beyond the cap must use private loans, institutional aid, scholarships, or personal funds.

How much does Brigham Young University Law (JD) cost per year?

The total cost of attendance for Brigham Young University Law (JD) is $57,296 per year. Over the full 3-year program, the total cost is $171,888.

What is the funding gap for Brigham Young University Law (JD)?

The annual funding gap is $7,296, calculated as the difference between the total cost of attendance ($57,296) and the federal loan cap ($50,000). Over the full 3-year program, the total gap is $21,888. This is below the national median of $22,599 for Law (JD) programs.